Make a loan,
change a life
With Kiva you can lend as little as $25 and make a big change in someone's life.
Problem | Financial Exclusion
Small businesses have been at the losing end of the U.S. economy for decades, but nothing has diminished their stature like the Covid-19 crisis.
The service sector and entrepreneurs of color were hit the hardest.
Loans to women-owned businesses are on average 31% smaller.
People of Color
BIPOC-owned businesses are 3x more likely to be denied credit.
26M individuals do not have enough credit history to produce a credit score.
CDFIs charge interest ranging from 6-25%.
Solution | Kiva Loans
0% Interest, No Fees
We believe in character over credit and the power of community support. Kiva provides capital for entrepreneurs where conventional lenders won’t.
$1,000 – $3,000
$3,500 – $6,000
$6,500 – $10,000
$10,000 – $15,000
A borrower’s starting loan range will be determined by:
Kiva US Impact
Partner with us | Become a Kiva Hub
Kiva US partners with CDFIs, city governments, foundations & technical assistance providers to make capital accessible to financially excluded businesses. We do this through a plug-and-play micro-lending partnership. The citizens of a city are enabled to support their community, igniting a movement of ‘Empowering my Neighbor’ that has tangible and long-lasting impact.
Meet our Active Hubs
Currently Kiva has partnered with 40+ cities and is scaling rapidly.
“The 0% small business loan that’s for real.”
“…less impersonal than the data-driven approach taken by mainstream lenders.”
“Best perk: no interest.”