Make a loan,

change a life​

With Kiva you can lend as little as $25 and make a big change in someone's life.

Problem | Financial Exclusion

Small businesses have been at the losing end of the U.S. economy for decades, but nothing has diminished their stature like the Covid-19 crisis.
The service sector and entrepreneurs of color were hit the hardest. 


Loans to women-owned businesses are on average 31% smaller.

People of Color

BIPOC-owned businesses are 3x more likely to be denied credit.

Credit Invisible

26M individuals do not have enough credit history to produce a credit score.

Expensive Microlending

CDFIs charge interest ranging from 6-25%.

Solution | Kiva Loans

0% Interest, No Fees

We believe in character over credit and the power of community support. Kiva provides capital for entrepreneurs where conventional lenders won’t.

$1,000 – $3,000

$3,500 – $6,000

$6,500 – $10,000

$10,000 – $15,000

A borrower’s starting loan range will be determined by:

Kiva US Impact

Partner with us | Become a Kiva Hub

Kiva US partners with CDFIs, city governments, foundations & technical assistance providers to make capital accessible to financially excluded businesses. We do this through a plug-and-play micro-lending partnership. The citizens of a city are enabled to support their community, igniting a movement of ‘Empowering my Neighbor’ that has tangible and long-lasting impact.





Meet our Active Hubs

Currently Kiva has partnered with 40+ cities and is scaling rapidly.

“The 0% small business loan that’s for real.”

“…less impersonal than the data-driven approach taken by mainstream lenders.”

“Best perk: no interest.”

Scroll to Top
Scroll to Top